These Terms of Service govern your use of the HALT mobile application and website operated by HALT Technologies Ltd (HALT, we, us, or our). By creating an account or using the HALT service, you agree to these Terms. Please read them carefully.
HALT is a discipline-based personal finance app that helps users set spending rules, track their discipline streak, and build better financial habits. HALT connects to your UK bank account via Open Banking (read-only) to display your transactions and help you stay within the limits you set for yourself.
HALT Technologies Ltd is registered in England and Wales.
Registered address: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.
To use HALT, you must:
To use the HALT app, you must create an account on our website (halt-app.com). You are responsible for:
You must notify us immediately if you suspect unauthorised access to your account.
HALT is offered as a subscription service at £4.99 per month (or as otherwise displayed at the time of purchase). A 14-day free trial may be offered to new subscribers.
Payments are processed by Stripe. By subscribing, you authorise us to charge your payment method on a recurring monthly basis. Your subscription will automatically renew unless cancelled before the renewal date.
If a free trial is offered, you will not be charged during the trial period. After the trial ends, your subscription will begin and you will be charged the applicable monthly fee. You may cancel at any time during the trial to avoid being charged.
You may cancel your subscription at any time by contacting us or through the subscription management portal. Cancellation takes effect at the end of the current billing period. We do not offer refunds for partial months.
We reserve the right to change our pricing with at least 30 days' notice. Continued use of the service after a price change constitutes acceptance of the new price.
By connecting your bank account, you:
You can revoke Open Banking access at any time from within the app or directly through your bank. Revoking access will limit some app functionality.
You agree not to:
HALT is a personal finance discipline tool and is not a regulated financial service. Nothing in the HALT app or website constitutes financial advice, investment advice, or any other professional advice. You should not rely on HALT as a substitute for professional financial guidance.
HALT is not authorised or regulated by the Financial Conduct Authority (FCA) for the provision of financial advice.
All content, features, and functionality of the HALT app and website — including but not limited to design, text, graphics, logos, and software — are owned by HALT Technologies Ltd and are protected by UK and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to use the HALT app for your personal, non-commercial use only.
To the fullest extent permitted by law, HALT Technologies Ltd shall not be liable for:
Our total liability to you for any claim arising from your use of HALT shall not exceed the amount you paid us in subscription fees in the 3 months preceding the claim.
We reserve the right to suspend or terminate your account if you:
You may delete your account at any time by contacting us at [INSERT SUPPORT EMAIL]. Upon deletion, your data will be removed in accordance with our Privacy Policy.
We may update these Terms from time to time. We will notify you of material changes via email or an in-app notice at least 14 days before the changes take effect. Continued use of the service after that date constitutes acceptance of the updated Terms.
These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms or your use of the HALT service shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If you have any questions about these Terms, please contact us at:
HALT Technologies Ltd
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ
Email: [INSERT SUPPORT EMAIL]