HALT connects to your UK bank and shows you exactly where you stand against the spending rules you set for yourself. Green, amber, red — one glance tells you everything. Think of it as that little voice asking "do you really need this?" — except it actually sticks.
No spam — just your launch invite.
No mental maths, no guessing. Every rule you set shows a colour — and the colour matches exactly how serious things are.
Comfortable room left against the limit you set. Your streak is growing — keep going.
A gentle nudge to slow down before you cross the line. Still time to make a calm decision.
You're close to the limit you set yourself. This is the exact moment the rule was built for.
Quick to set up. Built to actually stick.
Link your UK bank securely via Open Banking. Read-only — HALT never moves or stores your money.
Choose categories like takeaways, coffee and bars. Set limits and visit caps while you're thinking clearly.
Rules are PIN-protected with a 48-hour change window — so they protect your future self.
Every day you stay in the green, your discipline streak climbs. Break a rule and it resets.
You set a rule once. As the visits land, HALT shifts from green to amber to red — so you feel where you stand before you've gone too far.
Each one is built to help you follow through on the intentions you already have — no clutter, nothing you won't use.
Your streak grows every day you stay within your rules. Your personal best is always saved, so there's always something to beat.
Want to change a rule? Request it and sleep on it twice. If you still want it after 48 hours, you can. Most people don't.
Lock in a 90, 180 or 365-day challenge — a commitment you make to yourself, and one you'll want to finish.
Green, amber, red. You always know where you stand at a glance — no guessing, no mental maths.
A simple weekly limit across all spending — a second layer of structure for when life gets busy.
Every change needs your PIN, so every change stays intentional. You can never accidentally undo your progress.
Average annual figures per person — not the extreme cases, the typical ones.
That's £11,775 over five years on habits most people barely notice. HALT helps you decide what's worth it before the moment, not after.
Illustrative estimates based on ONS Family Spending Survey and industry data. For indicative purposes only.
HALT only ever reads your transactions to show you where you stand. It can't touch your money — and you stay in control.
HALT connects through an Open Banking provider that is authorised and regulated by the Financial Conduct Authority (FCA) — the same secure standard used across UK banking.
HALT can see your transactions to track your rules — and nothing more. It can never move, send or hold your money.
Your data is encrypted, and you can revoke HALT's access at any time, straight from the app or your bank.
HALT will launch with a free plan that covers the core experience — setting rules, the traffic light system and your streak. Full pricing will be confirmed before launch, and anyone on the waitlist will be the first to know.
Yes. HALT connects through the UK's regulated Open Banking framework with read-only access — it can see your transactions to track your rules, but it can never move or hold your money. Your data is encrypted, and you can revoke access at any time.
HALT will support all major UK banks through Open Banking. The full supported list will be published when the app launches on iOS and Android.
Most budgeting apps tell you what you already spent. HALT is about the decision you make before you spend — you set your own rules in advance, and HALT helps you hold to them with the traffic light system, the 48-hour rule lock and your discipline streak.
HALT is coming to iOS and Android. Join the waitlist and you'll get early access before general release, plus your launch invite the moment we go live.
Join the waitlist for early access when HALT launches on iOS and Android.
No spam — just your launch invite when we go live.